:root{--navy:#1B2A4A;--navy2:#24365C;--line-d:#33466B;--cream:#F6F1E7;--paper:#FFFDF8;--sand:#EADFCB;--line:#E2D8C6;
--clay:#B5562F;--clay-t:#9A4524;--gold:#C9A24A;--ink2:#3D4A63;--mute:#5A6478;--soft:#D5DBE6;--soft2:#AEB8CA}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--navy);font-family:Inter,system-ui,sans-serif;line-height:1.6;font-size:17px}
img{max-width:100%;display:block}
a{color:var(--navy)}a:hover{color:var(--clay)}
h1,h2,h3{font-family:Fraunces,Georgia,serif;font-weight:600;margin:0;line-height:1.1}
h1{font-size:clamp(40px,5.8vw,70px);letter-spacing:-.02em;line-height:1.04}
h2{font-size:clamp(30px,3.6vw,46px);letter-spacing:-.01em}
h3{font-size:23px}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 32px}
.narrow{max-width:760px}
.sec{padding:96px 0}
.dark{background:var(--navy);color:var(--cream)}
.sand{background:var(--sand)}
.stack{display:flex;flex-direction:column;gap:20px}
.stack-s{display:flex;flex-direction:column;gap:10px}
.split{display:flex;flex-wrap:wrap;gap:56px;align-items:center}
.split>.main{flex:999 1 520px;min-width:0}
.split>.side{flex:1 1 300px;display:flex;justify-content:center}
.eyebrow{font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--clay-t)}
.dark .eyebrow{color:#E0A27F}
.lead{font-size:20px;color:var(--ink2)}
.body{color:var(--ink2)}
.dark .lead,.dark .body{color:var(--soft)}
.muted{font-size:15px;color:var(--mute)}
.dark .muted{color:var(--soft2)}
.btns{display:flex;flex-wrap:wrap;gap:12px;padding-top:8px}
.btn{display:inline-flex;align-items:center;min-height:48px;padding:0 26px;border-radius:999px;text-decoration:none;font-weight:600;font-size:16px;border:1.5px solid transparent}
.btn-navy{background:var(--navy);color:var(--cream)}.btn-navy:hover{background:#2A3D66;color:var(--cream)}
.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:#D6B262;color:var(--navy)}
.btn-clay{background:var(--clay);color:var(--paper)}.btn-clay:hover{background:#9A4524;color:var(--paper)}
.btn-line{border-color:var(--navy);color:var(--navy)}
.dark .btn-line{border-color:var(--cream);color:var(--cream)}
.btn-off{border:1.5px dashed var(--soft2);color:var(--soft2);cursor:default}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px}
.grid-s{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:30px;display:flex;flex-direction:column;gap:10px}
.sand .card{background:var(--cream);border-color:transparent}
.dark .card{background:transparent;border-color:var(--line-d)}
.card-navy{background:var(--navy);color:var(--cream);border-color:var(--navy)}
.card-navy .body{color:var(--soft)}
.num{font-family:Fraunces,Georgia,serif;font-size:42px;font-weight:700;color:var(--clay);line-height:1}
.dark .num{color:var(--gold)}
.tag{display:inline-block;font-size:14px;padding:6px 14px;border-radius:999px;background:var(--sand)}
.sand .tag{background:var(--cream)}
.tags{display:flex;flex-wrap:wrap;gap:8px}
.quote{font-family:Fraunces,Georgia,serif;font-style:italic;font-size:clamp(22px,2.4vw,28px);line-height:1.3}
.list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px}
.list li{padding-left:30px;position:relative;color:var(--ink2)}
.list li:before{content:"";position:absolute;left:0;top:.55em;width:12px;height:12px;border-radius:50%;background:var(--clay)}
.dark .list li{color:var(--soft)}.dark .list li:before{background:var(--gold)}
.flow{display:flex;flex-wrap:wrap;gap:10px;align-items:center;font-weight:600}
.flow span.step{background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:10px 18px}
.flow span.arr{color:var(--clay)}
/* header */
.site-head{border-bottom:1px solid var(--line);background:var(--cream)}
.site-head .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 24px;padding-top:16px;padding-bottom:16px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand img{height:52px;width:auto}
.brand b{font-family:Fraunces,Georgia,serif;font-size:22px;display:block;line-height:1.1}
.brand small{font-size:12px;color:var(--mute);letter-spacing:.08em}
.nav{display:flex;flex-wrap:wrap;gap:4px 24px;font-size:15px;font-weight:500}
.nav a{text-decoration:none;padding:10px 0;border-bottom:2px solid transparent}
.nav a[aria-current]{border-bottom-color:var(--clay)}
/* cover */
.cover{width:300px;height:450px;background:var(--cream);color:var(--navy);border-radius:4px;box-shadow:0 30px 60px rgba(0,0,0,.35);padding:40px 32px;display:flex;flex-direction:column;justify-content:space-between}
.cover .t{font-family:Fraunces,Georgia,serif;font-weight:700;font-size:40px;line-height:1.02}
.cover .s{font-size:13px;line-height:1.4;color:var(--ink2);margin-top:16px}
.cover .a{font-size:14px;font-weight:600;letter-spacing:.1em;text-transform:uppercase}
.dots{display:flex;gap:10px}.dots i{width:14px;height:14px;border-radius:50%}
.light .cover{box-shadow:0 30px 60px rgba(27,42,74,.25);background:var(--paper)}
/* phone */
.phone{width:310px;height:620px;background:var(--navy);border-radius:44px;padding:12px;box-shadow:0 30px 60px rgba(27,42,74,.25)}
.screen{height:100%;background:var(--paper);border-radius:34px;padding:28px 20px;display:flex;flex-direction:column;gap:14px;overflow:hidden;font-size:14px}
.st{border-radius:14px;padding:13px 16px;display:flex;justify-content:space-between;align-items:center}
.st b{display:block;font-size:15px}.st small{color:var(--ink2);font-size:12px}
.s1{background:#E3EEF7}.s1 em{color:#22517D}
.s2{background:#F6E1D6}.s2 em{color:#8A3E1E}
.s3{background:#F3E8C8}.s3 em{color:#6B5313}
.st em{font-style:normal;font-weight:600;font-size:12px}
.stage-card{border-radius:18px;padding:30px;display:flex;flex-direction:column;gap:10px;border-top:6px solid}
.stage-card.s1{border-color:#3A7BB8}.stage-card.s2{border-color:var(--clay)}.stage-card.s3{border-color:var(--gold)}
.stage-card .k{font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink2)}
/* legal */
.legal h2{font-size:26px;margin-top:16px}
.legal p,.legal li{color:var(--ink2)}
.legal ul{margin:0;padding-left:22px;display:flex;flex-direction:column;gap:6px}
/* footer */
.site-foot{background:var(--navy);color:var(--soft);font-size:15px}
.site-foot .wrap{padding-top:56px;padding-bottom:40px;display:flex;flex-direction:column;gap:28px}
.foot-top{display:flex;flex-wrap:wrap;gap:32px;justify-content:space-between}
.site-foot a{color:var(--cream);text-decoration:none}.site-foot a:hover{color:var(--gold)}
.foot-links{display:flex;flex-wrap:wrap;gap:8px 22px}
.foot-bot{border-top:1px solid var(--line-d);padding-top:22px;display:flex;flex-wrap:wrap;gap:10px 24px;justify-content:space-between;color:var(--soft2);font-size:14px}
@media (max-width:640px){.sec{padding:64px 0}.wrap{padding:0 20px}body{font-size:16px}.lead{font-size:18px}.cover{width:260px;height:390px}.cover .t{font-size:34px}}